The right loan,
refracted through
expertise.
Prism India Loan Services connects you with India's top banks & NBFCs — from personal loans to commercial finance. Transparent, fast, and tailored to your profile.
9+
YEARS IN CONSULTANCY
1000+
CLIENTS SERVED
75+
BANK & NBFC PARTNERS
Every financial need
has a route.
Personal Loans
Quick funds for life's moments — weddings, travel, medical or personal needs.
Business Loans
Fuel growth and expansion with flexible business financing.
Home Loans
Own your dream home with competitive interest rates.
Loan Against Property
Unlock the value of your residential or commercial property.
Education Loans
Higher studies in India or abroad with flexible repayment options.
Construction Loans
Stage-wise funding for home and commercial projects.
Commercial Vehicle Loans
Finance trucks, buses and fleet vehicles with ease.
Working Capital Loans
Maintain healthy cash flow for day-to-day business operations.
Loan Against Securities
Borrow against shares, mutual funds and bonds without liquidating holdings.
Balance Transfer
Move your existing loan to a lower rate and reduce your EMI burden.
A consultancy, not a
lender. That changes
everything.
We work as a loan facilitator — entirely on your side. Our only goal is matching your profile with the best deal in the market.
01
Transparent Processing
No hidden charges. Every step communicated upfront, every fee disclosed.
02
Competitive Interest Rates
We negotiate across 30+ lenders to secure the most favorable terms for you.
03
Minimal Documentation
Streamlined paperwork — we handle the complexity so you don’t have to.
04
End-to-End Support
From eligibility check to disbursal, your dedicated advisor stays with you.
05
Quick Turnaround
Fast approvals through our deep relationships with banks and NBFCs.
06
Profile-Matched Deals
We don’t sell loans. We find the right one for your unique financial picture.
Four steps,
zero stress.
01
Free Eligibility
Check
Share your basics — we assess which lenders and products fit your profile.
02
Curated Loan
Options
We present matched offers from 30+ banks & NBFCs, comparing rates and terms.
03
Documentation
Support
Our team helps assemble, verify and submit every paper with lenders.
04
Quick Disbursal
We track approval and coordinate sanction letters and secure funds.
Questions before
you apply?
Here are the most common questions customers ask before starting their loan process.
What is the minimum CIBIL score required for a loan?
For most banks, 700+ is ideal. But don't worry if your score is 650+. We have 40+ bank & NBFC partners, including options for low CIBIL profiles. Check eligibility for free to know your exact options.
How long does the loan process take?
Personal Loan: 24-48 hours after documents.
Home Loan: 5-7 working days.
Loan Against Property: 7-10 working days.
We handle documentation to make it faster for you.
What documents do I need to apply?
Basic docs: PAN Card, Aadhaar Card, 3 months salary slips, 6 months bank statements, and address proof. Requirements vary by loan type. Our team will give you a custom checklist.
Will checking my eligibility affect my CIBIL score?
No. We only do a soft inquiry for eligibility checks. It does not impact your CIBIL score at all. Only when you finalize with a bank, they do a hard inquiry.
Can I apply if I'm self-employed or a business owner?
Absolutely. We have special loan products for self-employed professionals, business owners, and traders. ITR and business proof required.
Do you provide loans outside Vijayawada?
Yes. While we are based in Vijayawada, we serve customers PAN India. The entire process from eligibility to disbursal can be done online.
Let's find your
best rate.
Share a few details and our advisor will help you compare loan options from multiple banks and NBFCs.
Vijayawada(Urban), Andhra Pradesh
+91 8341127111
